IRCTC Launches Payment Aggregator System - IRCTC iPay
By MYBRANDBOOK
The Indian Railway Catering and Tourism Corporation (IRCTC) on Thursday has launched its own payment aggregator system, IRCTC iPay - the exclusive digital payment gateway, which will provide a better digital experience and improved online digital payment convenience to rail passengers availing online travel and related services through the IRCTC website - another step which will help promote government’s Digital India initiative.
“With the launch of IRCTC iPay, the passengers will not need any third-party platforms as the IRCTC iPay provides payment options like credit card, debit card, UPI – Unified Payment Interface, International Card. The option of IRCTC prepaid card cum wallet, auto debit shall also be available shortly,” it said on a statement. The option of IRCTC prepaid card-cum-wallet and auto debit shall also be available soon. The IRCTC, which handles catering, tourism, and online ticketing operations of the Indian national transporter said, under this new arrangement, "IRCTC will have full control of the payment system because of its direct relationship with acquiring banks, card networks and other partners".
"This will help reduce the gap between IRCTC and banks which will eventually lead to substantial reduction in payment failures. "Moreover, in case an online transaction is unsuccessful or some other error occurs, IRCTC can directly get in touch with the bank instead of relying on an intermediate source which usually delays the process," the statement said. IRCTC said iPay promises to be passenger friendly, easy to use, reliable and faster.
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