Jio working on NPCI infrastructure to bring UPI apps on its handsets
By MYBRANDBOOK
As per news source, Reliance Jio is in talks with National Payments Corporation of India (NPCI) in order to bring the Unified Payments Interface (UPI) apps to Jio Phones. This can trigger digital payments in India largely. A majority of Jio’s last reported 388 million subscribers use devices that run on KaiOS, which is different from Android or Apple’s iOS.
Jio has started working on the NPCI infrastructure to bring UPI payments on Jio phones. As per industry sources, it will add a significant number of new users to UPI and create a massive reach for payment apps like PhonePe and Google Pay. This comes at a time when NPCI, which manages UPI, is looking to grow the platform’s adoption as monthly volume and value dropped for the first time in April due to the lockdown. UPI currently has about 100 million users, which is also expected to see a boost when WhatsApp Pay goes live.
“They have been working on the NPCI library, which essentially brings the payments screen where one puts a password after initiating a transaction. They need to build this through NPCI library separately because of the different operating system, which has few non-Jio Apps,” a person aware of the matter said.
Incidentally, amid the pandemic, the government is also reportedly working on a version of Aarogya Setu for Jio Phones. This further signifies the large user base Jio has across the country.
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