Eminent CIO's Of India 2026

Shaping the Future Through Digital Trust, Inclusion, and AI Readiness

Sujoy Brahmachari, CIO & CISO - Smart Card Business, Rosmerta Technologies

Technology is a key enabler of the company’s mission to accelerate growth, strengthen digital trust, and expand financial inclusion. Its strategy involves scalable manufacturing excellence, robust cybersecurity, and accessible digital innovation to support both business objectives and national priorities. Rosmerta Technologies is also preparing workforce for the AI era through ethical governance, security upskilling, and human-centric augmentation. It is building a digitally resilient and future-ready organization.

Scalable Manufacturing, Security, and Inclusive Innovation Driving IT Strategy
Our IT strategy accelerates organizational growth and aligns with national priorities like Digital India and Make in India through three pillars:

Scalable Manufacturing Excellence: By deploying Cloud-based ERP and Modular Automation, we increase production throughput for Rupay and global card schemes like Master & Visa without proportional cost increases, supporting domestic self-reliance.
National Security & Trust: Implementing Zero Trust and PCI - CP safeguards the national payment ecosystem against evolving AI-driven fraud, ensuring the integrity of India's digital financial fabric.
Inclusive Innovation: Our focus on Tokenization readiness empowers MSMEs and rural markets, driving the national goal of a universal, cashless economy.

Strengthening Digital Ecosystem with Security and Inclusion
We strengthen the digital ecosystem by fusing robust technical guardrails with a commitment to universal access.
Security & Privacy: We implement Zero Trust architectures and Privacy by Design, ensuring that data protection is baked into the infrastructure rather than added as an afterthought. By utilizing Continuous Threat Exposure Management (CTEM), we stay ahead of AI-driven vulnerabilities.
Digital Inclusion: We focus on making technology accessible through interoperable standards and lightweight mobile solutions. By lowering the technical barriers to entry for secure payments, we ensure that digital transformation reaches underserved communities, fostering a secure, equitable financial future for all.

Transforming Workforce for Responsible and Secure AI Adoption
Preparing the workforce for the AI era requires a shift from technical execution to strategic oversight. We focus on three core pillars:
AI Literacy & Ethical Governance: Training teams to navigate Generative AI responsibly, emphasizing "AI for Good" while mitigating misinformation and deepfake risks within financial ecosystems.
Security Upskilling: Transitioning IT staff from traditional perimeters to Agentic AI security, focusing on protecting automated workflows and AI-driven decision engines.
Human-Centric Augmentation: Reskilling employees to act as "human-in-the-loop" validators, using AI to automate repetitive compliance tasks so they can focus on high-value strategic initiatives and complex problem-solving.